Life license qualification course
Life License Qualification Program (LLQP)
Facts checked 7 September 2026
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Part of the route toInsurance Agent·Course / Exam Prep
The mandatory qualifying education curriculum preparing candidates for provincial life and health insurance licensing examinations in British Columbia.
Ways to get this paid for
Government money that can cover this course. Check who qualifies before you pay.
Free adult upgrading
FreeGrade 11 and 12 courses and English classes are free at public colleges and school districts. This covers the Grade 11 and 12 prerequisite courses, not the program itself.
Canada Training Credit
Half your tuition back, up to $5,000 in your lifeNot yet verifiedFederal tax credit. $250 a year builds up from age 26. Claim it on your tax return.
THE ROUTE
How this program works, step by step
Grade 11 to the job. Open any step to see what is inside.
The route (8 steps)
For the best view, open the map full screen.
STEP BY STEP
Step by step
The same route as the map, as a list.
Step 1 of 8
Grade 11
⏱ 1 school year- General BC secondary school curriculum and coursework at the Grade 11 level.
Step 2 of 8
Grade 12
⏱ 1 school year- General high school graduation (BC Dogwood Diploma) or equivalent mature student status.
Step 3 of 8
What you need to get in
- Minimum 19 years of age at the time of licensing application
- Canadian citizen, permanent resident, or valid work permit authorization
- Clean criminal record check and bankruptcy discharge confirmation if applicable
- CISRO and Insurance Council of BC approved Life License Qualification Program provider
- Minimum 19 years of age at provincial exam registration
Step 4 of 8
How to apply
- Register online through an authorized education provider such as IFSE Institute, Advocis, or Oliver’s Learning
- Tuition: $495 (Advocis) or $549 (SeeWhy Learning) for modular online study packages
- Immediate access upon enrolment with self-paced distance delivery
Step 5 of 8
Life license qualification course
⏱ 1 to 3 months- Four core curriculum modules: Life Insurance, Accident and Sickness Insurance, Segregated Funds and Annuities, and Ethics and Professional Practice (BC)
- Policy underwriting, insurable interest, mortality tables, and premium calculation models
- Contract mechanics for term life, whole life, universal life, disability income, and critical illness policies
- Provincial regulatory obligations under the Insurance Council of British Columbia and CISRO harmonized rules
- Consumer privacy compliance and federal anti-money laundering (FINTRAC) reporting obligations
Step 6 of 8
Where to take it
⏱ 2 schools in BC- Advocis (The Financial Advisors Association of Canada) — 2–4 months (About $400 per course)
- SeeWhy Learning — 1–3 months (Not published on the school page)
Step 7 of 8
Exams and registration after
- Course provider modular certification exams required to qualify for provincial testing
- Four proctored provincial licensing examinations administered by the Insurance Council of BC (60% passing mark per module)
Step 8 of 8
Leads to: Insurance Agent
- Explore Insurance Agent wages, job outlook, and career pathways
SCHOOLS
Where you can take this(2 schools)
Compare tuitions, campus locations, and delivery formats across approved institutions in British Columbia.
Tuition changes every year. Confirm on the school's page. Last checked 7 September 2026.
Checked 7 September 2026; the school does not list a figure. Ask the school.